Lake in the Hills, Huntley and Carpentersville real estate and homes for sale in Illinois, duplex, town homes, townhomes - Tammy Mrotek, REALTOR® Tammy Mrotek REALTOR(r) for Lake in the Hills, Huntley and Carpentersville, Illinois real estate, duplex, town homes, townhomes - NUMBER1EXPERT™ Tammy Mrotek NUMBER1EXPERT(tm) for Lake in the Hills, Huntley and Carpentersville, Illinois real estate, duplex, town homes, townhomes
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Tammy Mrotek, REALTOR®, real estate agent and broker for Lake in the Hills, Huntley and Carpentersville Illinois home listings, property and land for sale - NUMBER1EXPERT(tm)









All agents are NOT alike! Find out why I am a top real estate expert. Call me: 847-561-2798.


Find Out About the Latest Homes for Sale First!
I add my newest homes and other real estate listings to this web site first. It can be some time before they appear in the MLS.
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"She does not pressure or make you feel uneasy"
"Tammy Mrotek more than met my expectations in what I was looking for in a professional"
"Cathy Davis"
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Real Estate - Homes - NUMBER1EXPERTS Sell More!
Tammy Mrotek is one of The Top Selling Real Estate Experts™
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Mortgage Prequalification: Lake in the Hills, Huntley and Carpentersville Illinois home buying, real estate listings, and homes for sale in McHenry and Kane County, IL
Welcome > For Buyers > Mortgage Prequalification ...


Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend! 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

I help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: I will respect your privacy! I know this is your personal information, and I will not distribute it to anyone, other than to my preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of my job as a top Lake in the Hills, Huntley and Carpentersville real estate agent to offer services such as these. 

Once you fill out the form, I will quickly process your information and get right back to you! 

I can help you pre-qualify for your mortgage. It's my job! This is free and without obligation... 

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Real Estate Tips
Real Estate Contracts >Taking It With You

Before you list your home for sale, take a careful look around. Are there some items you will want to take with you? There may be a dining room chandelier that has been in your family for three generations, a ceiling fan in the master bedroom, or the bookcases in the den that look built-in but are not.

Normally all fixtures are conveyed to the new owners when a house is sold. This includes anything that is attached to walls or ceilings and, in some areas, all major appliances that are installed in the house. If you have fixtures that you don't want to convey, tell your agent what you want excluded from the agreement at the time you list your property for sale.

If it is convenient, it is best to remove any light fixtures or ceiling fans you plan to take with you and replace them before the property is shown to prospective buyers. List all items that are not being sold with the house on your home fact sheet to ensure that they will not become an issue when a buyer makes an offer.

See All Tips In The "Real Estate Contracts" Category >
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Real Estate Trivia
Q 
What famous American monument is also the world's heaviest statue?

A 
The Statue of Liberty, officially named "Liberty Enlightening the World", weighs 54.31 million pounds.
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Tammy Mrotek, REALTOR®, real estate agent and broker for Lake in the Hills, Huntley and Carpentersville Illinois home listings, property and land for sale - NUMBER1EXPERT(tm)

Tammy Mrotek
Realty Executives Cornerstone

2390 Esplanade Drive, Suite 200
Algonquin, IL 60102
Tel: 847-561-2798
Email: tammymrotek@NUMBER1EXPERT.com

When you are buying or selling property in today’s real estate market, it’s important to have confidence in your real estate professional. Tammy's commitment as your local REALTOR® is to provide you with the specialized up-to-date real estate service you deserve. Licensed since 1994, Tammy is a dedicated full-time professional working for her clients seven days a week. If availability, dependability, knowledge, and integrity are on your list of 'must haves' for a professional, Tammy is definitely a choice you want to make!

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