Lake in the Hills, Huntley and Carpentersville real estate and homes for sale in Illinois, duplex, town homes, townhomes - Tammy Mrotek, REALTOR® Tammy Mrotek REALTOR(r) for Lake in the Hills, Huntley and Carpentersville, Illinois real estate, duplex, town homes, townhomes - NUMBER1EXPERT™ Tammy Mrotek NUMBER1EXPERT(tm) for Lake in the Hills, Huntley and Carpentersville, Illinois real estate, duplex, town homes, townhomes
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Tammy Mrotek, REALTOR®, real estate agent and broker for Lake in the Hills, Huntley and Carpentersville Illinois home listings, property and land for sale - NUMBER1EXPERT(tm)









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First Time Homebuyers: Lake in the Hills, Huntley and Carpentersville Illinois home buying, real estate listings, and homes for sale in McHenry and Kane County, IL
Welcome > For Buyers > First Time Homebuyers ...


Buying Your First Home? Real Estate Agents Are Your Professional Guides. Make Sure You Choose a Top Expert. 

You might be a bit afraid or intimidated by the whole process of buying your first home. As a top Lake in the Hills, Huntley and Carpentersville real estate expert, it's my job to guide you, from beginning to end. 

I will take the time to go through each and every step of the buying process. There are no dumb questions! 

Together, we will consider: 

- How much can you really afford? 

- How to qualify for a mortgage. 

- How much cash you should put down. 

- How to buy a home with little or nothing down. 

- What it takes to get approved for financing. What banks and other financial institutions are looking for. 

- How much your payments will be. 

- The tax advantages of buying. 

- Is renting or buying better for you? 

Tell me a bit about your situation below. I'll get right back to you. There is absolutely no charge, and I offer this to you with no strings attached. 

New to the home buying process? Tell me your concerns. Ask me questions. It's my job to help! There's no obligation, and I promise to get back to you quickly... 

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Real Estate Tips
Closing or Settlement >Walk Through Woes

Buyers can be a little cranky on closing day if things go wrong during the walk-through inspection. For example, the sellers' dependable old dishwasher might stop midway through its cycle and the bathroom sink might clog unexpectedly. These situations can create anxiety for the buyers and sellers, but such problems are quite common and usually simple to resolve.

Most purchase agreements require that the major mechanical systems and the appliances being conveyed are in working order at the time of the closing. Defects are often discovered during the structural inspection, allowing the sellers plenty of time to have the repairs made. Occasionally there are last-minute breakdowns or defects that are not spotted until the walk-through inspection. In that case, an agreement can be made with the sellers at the closing to escrow funds for the repair or replacement of the items in question.

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Real Estate Trivia
Q 
In what real estate market are more than 90 percent of home sales cash transactions?

A 
Palm Beach, home to princes, politicians, and CEOs, has homes from 2,000 sq.ft. condos to 56,000 sq.ft. estates.
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Tammy Mrotek, REALTOR®, real estate agent and broker for Lake in the Hills, Huntley and Carpentersville Illinois home listings, property and land for sale - NUMBER1EXPERT(tm)

Tammy Mrotek
Realty Executives Cornerstone

2390 Esplanade Drive, Suite 200
Algonquin, IL 60102
Tel: 847-561-2798
Email: tammymrotek@NUMBER1EXPERT.com

When you are buying or selling property in today’s real estate market, it’s important to have confidence in your real estate professional. Tammy's commitment as your local REALTOR® is to provide you with the specialized up-to-date real estate service you deserve. Licensed since 1994, Tammy is a dedicated full-time professional working for her clients seven days a week. If availability, dependability, knowledge, and integrity are on your list of 'must haves' for a professional, Tammy is definitely a choice you want to make!

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